Joan Manuel

ROYAL LEPAGE Sales Representative
Email: isellhomes@joanmanuel.com
(416) 443-0300

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Understanding Your Mortgage Options

Chapter Overview

You could call this chapter, 'How Big A Step Should We Take?' In many ways, this step is the most important step in the entire process of selecting your next home.

The real issue is how much home should you buy relative to your current income?

We can take all the mystery out of the game and remove as much uncertainty as possible by using the measuring tools that professional lenders use in evaluating your credit worthiness.

Essential areas to research when determining what you can spend on a home are as follows:

• Mortgage Introduction
• Pre-Qualification
• Mortgage Information
• Amortization
• Other Costs:
• Inspection Fees
• Legal Fees
• Financing Fees
• Insurance
• Taxes
• Move in Costs

This on-line portion of the chapter will cover mortgages, pre-qualification and amortization.
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NOTE: To obtain a copy of the book for yourself please do not hesitate to contact Joan Manuel.
If you would like to print out a copy of the provided portion of chapter 2 for your own reference please refer to the printable version.

Last Update: March 14, 2000

Copyright ^© 2000, Joan Manuel